http://certifiedfinancialsolutions.com/blog Attorney Supervised Debt Settlement Tue, 25 May 2010 04:01:53 +0000 http://backend.userland.com/rss092 en Prior to the recession, credit card companies were realizing a tremendous return on the outstanding debt of American consumers. From 2000 on, the average consumer was bombarded  by finance companies on a daily basis with offers of credit cards with extremely high credit limits. There was no process in place  ... http://certifiedfinancialsolutions.com/blog/credit-card-settlement-why-negotiated-agreements-are-becoming-a-better-alternative-to-bankruptcy/ In today’s economy there are a surprising  number of people who are slowly being consumed by their credit card debt. If this dilemma is not addressed promptly, many will find themselves falling deeper and deeper into a financial hole that will affect them for years to come. This will hamper ... http://certifiedfinancialsolutions.com/blog/credit-card-debt-eliminate-unsecured-debt-legally-and-efficiently/ There are numerous debt solutions today for consumers that are experiencing a financial hardship. Due to the current economy many households who had been paying their consumer debt on a timely basis, now find themselves in a financial bind due to a cut back in hours, or a layoff of ... http://certifiedfinancialsolutions.com/blog/debt-solutions-for-consumers-with-a-financial-hardship-bankruptcy-or-debt-settlement/ Most people don't know the difference between debt consolidation and debt settlement. There is a major difference between the two. First Debt Consolidation Companies simply take fees to add your debts together into one payment. They won't tell you that most people drop out of the debt consolidation program because they ... http://certifiedfinancialsolutions.com/blog/the-shocking-truth-about-debt-consolidation/ Credit Card Debts are the highest they have ever been and many people are having difficulty keeping up with the payments. Once consumers start to fall behind, the credit card companies start raising interest rates and late fees. What can you do after you have fallen behind? Should you file ... http://certifiedfinancialsolutions.com/blog/should-you-file-for-bankruptcy-or-settle-your-debt/ How do you choose the right debt settlement company when there are so many to choose from? There are several things you should ask to determine which debt settlement company to choose. 1. Do they have attorneys licensed in your home state who will be working on your case? This is ... http://certifiedfinancialsolutions.com/blog/how-do-you-choose-the-right-debt-settlement-company-3/ How do you choose the right debt settlement company when there are so many to choose from? There are several things you should ask to determine which debt settlement company to choose. 1. Do they have attorneys licensed in your home state who will be working on your case? This is ... http://certifiedfinancialsolutions.com/blog/how-do-you-choose-the-right-debt-settlement-company-2/ How do you choose the right debt settlement company when there are so many to choose from? There are several things you should ask to determine which debt settlement company to choose. 1. Do they have attorneys licensed in your home state who will be working on your case? This is ... http://certifiedfinancialsolutions.com/blog/how-do-you-choose-the-right-debt-settlement-company/ The whole point of filing for bankruptcy, if you don't already know, is to sort of put up a red flag saying "Hold up! I'm out of money. I'm sorry, but I can't pay you." This forces banks and other debt collectors to back off and go through extensive battle ... http://certifiedfinancialsolutions.com/blog/5-good-ways-to-avoid-bankruptcy/ h8t7v36eam Many people think that debt consolidation means a quick, easy way out of their financial problems with no repercussions. On the contrary, credit scores can fluctuate after a debt consolidation and they might get better; or they might get worse. You will see your credit impacted due to this “third ... http://certifiedfinancialsolutions.com/blog/what-is-a-good-debt-settlement-place-that-wont-affect-my-credit/